The loophole in your repayment plan and how to close it
Income-driven repayment has a reset rule that servicers often forget — and that borrowers rarely request.
Sample content. This is a demo editorial dataset. Statistics shown are illustrative and marked sample data; verify all figures against primary sources before publication.
AI & Education·Sep 11, 2025
A few programs are moving past the integrity question and asking what students actually need to know.
Income-driven repayment has a reset rule that servicers often forget — and that borrowers rarely request.
The first programs teaching AI literacy ask a different question: what students should know, not just what they should avoid.
Generative AI has rewritten the question students bring to college. What programs still teach exclusively human judgment, and which will have to rewrite their value proposition.
Aid letters are written to look like promises. Here's how to read them down to what you'll actually pay.
Five years into mass test-optional admissions, the data shows a different story than the one on both sides of the debate.
The aid formula assumes family help. When that is zero, the math still works in a few concrete ways.
Ten topic hubs, each built for a real question a student, parent, or educator brings to higher education.
AD · Admissions
Application process, essays, testing, and what actually moves a decision.
FA · Financial Aid
FAFSA, grants, scholarships, loans, and how to read the aid letter.
DP · Degrees & Programs
Associate to doctorate, and how to compare programs honestly.
SS · Student Success
Study skills, first-year transitions, support services, and finishing the degree.
CR · Careers
Outcomes, internships, entry-level work, and what employers actually value.
GS · Graduate School
Master's, PhD, professional degrees, funding, and choosing the right program.
OL · Online & Adult Learning
Online degrees, adult learners, part-time pathways, and flexible programs.
PE · Higher Ed Policy
Federal and state policy, accreditation, and the economics of the college system.
AI · AI & Education
AI in classrooms, academic integrity, policy, and where the technology is actually changing work.
Evergreen resources, updated on a regular cadence. Written to stay useful for years, not days.
Guide
A framework economists use to decide whether a master's pays off right now, with hard break-evens.
Guide
The advertised price of an online degree hides technology costs, time, and opportunity. Here's how to total up the real number.
Guide
A framework for choosing a major against real labor projections, not hype.
The numbers behind the headlines. Every figure is drawn from a named primary source and labeled with its access date.
Sample data — figures illustrative until verified by editorial.
Data & Trends
How degree-granting enrollment has changed since 2010 — with the post-pandemic period spelled out.
18,615 thousands · latest
U.S. Department of Education, NCES — IPEDS / College Scorecard
Data & Trends
What a degree actually costs after aid — and how to compare colleges on that basis.
≈ $11,600 · latest
NCES — Average Price and Discounted Price
Data & Trends
What the national balance looks like, who holds it, and how payments behave.
1,660 · latest
New York Fed — Survey of Consumer Prices & Household Debt
Data & Trends
What completion actually looks like, by type of institution and degree level.
≈ 63% · latest
NCES — IPEDS Completions and Graduation Statistics
Practical advice, real student experiences, and the day-to-day realities of being in school, in between programs, and in the first years after graduation.
Student Perspective
Generative AI has rewritten the question students bring to college. What programs still teach exclusively human judgment, and which will have to rewrite their value proposition.
Student Perspective
A framework economists use to decide whether a master's pays off right now, with hard break-evens.
Student Perspective
The advertised price of an online degree hides technology costs, time, and opportunity. Here's how to total up the real number.
Longer-form work on the questions that will define higher education over the next decade.
A few programs are moving past the integrity question and asking what students actually need to know.
Generative AI has rewritten the question students bring to campus: not just 'what will I learn,' but 'will this still teach me something machines cannot.'
Two-year master's programs are facing a 2020-style enrollment cliff. Here is the decision framework economists actually use.
Some fields contract. Here is how to pick a direction that stays, measured against real labor data.
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